uob personal banking
uob personal banking
Blog Article
UOB Lender offers several different private banking solutions made to fulfill the fiscal needs of people. Under is an extensive overview to assist you to recognize The important thing features and offerings.
Forms of Accounts
Savings Account: This account lets you save money even though earning desire.
Functions: Quick access, desire earnings, minimum costs.
Gains: Protected spot for your resources, potential development by desire.
Present Account: Ideal for day-to-day transactions and taking care of fees.
Options: Checkbook facility, overdraft protection.
Gains: Convenient for regular payments and withdrawals.
Set Deposit Account: For anyone planning to gain higher interest prices above a fixed time period.
Functions: Set phrase deposits, larger curiosity prices in comparison with cost savings accounts.
Positive aspects: Safe investment decision alternative with predictable returns.
Loans
Individual Financial loans: Unsecured financial loans which can be utilized for numerous functions like education or home renovation.
Styles:
Installment Financial loans
Credit score Strains
Gains: Versatile repayment terms, aggressive fascination prices.
Home Financial loans: Tailor-made solutions for obtaining house or refinancing existing home loans.
Varieties:
Fixed Amount Residence Loan
Floating Amount Residence Loan
Added benefits: Distinct plans to match person requires, desirable rates.
Charge cards
UOB offers A selection of credit cards catering to various existence and investing behaviors:
Rewards Cards: Get paid points on just about every buy which may be redeemed for items or travel miles.
Cashback Cards: Get dollars rebates on daily shelling out such as groceries and dining out.
Journey Playing cards: Unique Positive aspects like air miles accumulation and vacation insurance coverage coverage.
Financial commitment Solutions
For individuals enthusiastic about escalating their wealth by means of investments:
Device Trusts * Diversified portfolio managed get more info by gurus. * Suitable for lengthy-expression expansion targets.
Structured Deposits * Brings together the attributes of standard deposits with expenditure solutions. * Possibly larger returns but with some threat concerned.
Insurance policies Solutions
To safeguard on your own and Your loved ones from unforeseen functions:
Daily life Insurance policies * Supplies fiscal safety in case of death or critical health issues. * May function a personal savings Device with regards to the policy chosen.
Health Coverage * Handles health care expenditures such as hospitalization prices. * Important for mitigating higher Health care charges.
Digital Banking Products and services
Advantage at your fingertips by way of digital platforms:
World-wide-web Banking
Means that you can deal with your funds on the web:
See account balances and transaction record
Transfer money concerning accounts or shell out expenses
Submit an application for new products (financial loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Quick harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to supply individualized banking remedies that cater specifically to personal prerequisites although making sure ease and protection in all transactions.